I’m a Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE) with 15+ years of experience in accounting, finance, and business consulting. I started my career in forensic accounting and financial advisory at RSM, then transitioned into financial software consulting with Infor, Inc., and later served as CFO of an e-commerce company before founding my own firm.
Today, I lead KFN Accounting & Financial, LLC, a national consulting practice helping startups and small to mid-sized businesses with accounting, tax strategy, financial modeling, and fractional CFO services. I’ve advised over 100 clients across industries—restaurants, e-commerce, logistics, SaaS, real estate, and nonprofits—on scaling operations, optimizing cash flow, reducing taxes, and preparing for growth or exit strategies.
In addition, I’m an angel investor, having invested in multiple startups across technology, consumer products, and service-based businesses. This gives me a unique perspective on what investors look for, how to structure deals, and how entrepreneurs can position themselves for growth and funding.
If you need actionable guidance on tax planning, QuickBooks, business structure, investor reporting, raising capital, or financial strategy, I can help you make confident, informed decisions.
Navigating international billing and taxation can be confusing, especially when you’re balancing SaaS subscriptions, recurring revenue, and pure service offerings across multiple jurisdictions like Ireland and New Zealand.
At KFN we specialize in helping growth-oriented companies like yours get clarity and stay compliant across borders. Here’s how we can assist:
International Tax Strategy & Compliance
• Country-Specific Research: We’ll map your current revenue streams and customer base against Ireland and New Zealand tax laws, including VAT/GST obligations, OSS (One-Stop Shop) registration, and remote services rules.
• B2B vs B2C Guidance: We’ll clarify when reverse-charge applies vs when you must register and collect VAT/GST — eliminating guesswork.
• Threshold Monitoring: We’ll set up tracking so you know when you cross NZ$60k (NZ) or EU digital sales thresholds, triggering new compliance requirements.
Billing & Process Optimization
• Invoice Design: Ensure your invoices include all required fields (VAT numbers, currency conversions, reverse-charge language) to stay audit-proof.
• Segmentation: Separate SaaS, implementation, and consulting revenue for clean reporting and correct tax treatment.
• Automation: Recommend and help implement tools (e.g., Stripe Tax, Avalara, or QBO Advanced) to streamline compliance and reduce manual work.
Ongoing Advisory
• Periodic Reviews: Tax rules change — we’ll review quarterly to keep you compliant.
• Cross-border Risk Assessment: Evaluate exposure to permanent establishment, withholding taxes, and employment tax issues if you have people on the ground.
• Multi-Country Expansion Planning: Help you design scalable processes as you enter additional jurisdictions.
Our approach is hands-on — we don’t just point you to regulations, we implement systems that make compliance effortless and scalable.
Would you like us to set up a discovery call this week to review your transaction data and build a tailored compliance roadmap for Ireland and New Zealand?
Reach out - https://www.kfnfinancial.com/workwithus
Since your LLC is a single-member LLC, the IRS treats it as a disregarded entity (unless you’ve elected corporate taxation). That means all business activity flows through your personal tax return—you’ll file a Schedule C (Profit or Loss from Business) with your Form 1040.
Here’s how your numbers play out:
• The $1,000 you transferred into the LLC’s bank account is not taxable income—it’s simply your capital contribution (money you invested into your own business).
• The $400 spent on legitimate startup/business expenses is deductible. Since you had no income, your Schedule C will show a $400 business loss.
• That loss can offset other taxable income on your return (like W-2 wages), potentially reducing your overall tax bill.
• You will not owe self-employment tax on the LLC this year because there was no net profit.
In short, you’ll report the LLC activity even if it’s unprofitable. The contribution isn’t taxable, the expenses are deductible, and the net loss may help lower your taxable income for 2023.